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Guide

How grades work

Rate My Furu is report cards for finance accounts on X. A furu is a finance guru: anyone posting market takes. You grade the accounts you follow, and everyone sees where they stand.

Find an account to grade →

01The five scores

Each grade scores an account from 1 to 5 on five things. Nothing is pre-filled.

Clarity
Easy to follow? 1 = word salad, 5 = crystal clear.
Calls
Do their calls work out? 1 = usually wrong, 5 = usually right.
Vibes
Worth having in your feed? 1 = draining, 5 = a pleasure.
Ego check
Humble about misses? 1 = never wrong in their mind, 5 = owns mistakes.
Accountable
Do they show receipts and revisit old calls? 1 = never, 5 = always.

You can also say whether you'd back their calls with money, pick one tag and leave a short comment with a source link. Sourced comments are marked.

02From scores to a letter

The five scores are averaged. The average maps to a letter like a GPA:

  • A54.5 – 5.0
  • B43.5 – 4.49
  • C32.5 – 3.49
  • D21.5 – 2.49
  • F1below 1.5

Each letter splits into thirds for minus, plain and plus. For example 3.8 is a B–, 4.0 a B and 4.3 a B+.

Once an account has 10 or more grades, the highest and lowest 10% are left out of its average, so a pile-on of 1s or 5s moves it far less. They still show in "How people graded".

03Early reads

With fewer than 5 grades, a letter is an early read: it's shown with a dashed outline and the word "Early". On grade sorts, accounts with 5 or more grades rank ahead of early reads, so a single perfect score can't top the board. Every card says how many grades it's based on.

04Keeping it fair

  • One grade per account every 30 days, per person.
  • Without signing in, "per person" means per network (your internet connection), with up to 3 anonymous grades a day. Your IP address is never stored: it's turned into a one-way code that can't be traced back.
  • Signing in with X is free and raises the cap to 20 grades a day. Grades from established X accounts (at least 90 days old with 25+ followers) count 2× in every average; brand-new accounts count once.
  • If one account suddenly gets more than 5 grades in an hour from anonymous visitors or new X accounts, the extra ones wait for the site owner's review and don't count until approved.
  • Accounts added without signing in wait for the site owner's approval before they appear. Signed-in additions go live right away.
  • Vulgar words are masked. The owner can remove spam or abusive grades.

05Track record

The Calls score is tracked over time. Once an account has grades older than 6 months, its card switches from the plain Calls average to a 6-month, 1-year and 3-year record (weighted 50/30/20). It's a record of what graders said, not an audited return.

06Categories

Every account sits in one category, so you can filter the board:

Macro · Crypto · Markets · Day/Swing · Options · Value · News · Trackers · Commodities · Forex · AI · Bio-Med · Defense · Education · Household · Research · Doom

07What's free and what costs $1

  • Grading is always free.
  • Adding an account: 1 a day free without signing in, 3 a day signed in. Extra ones are $1 each.
  • Written suggestions: 3 a day free (5 signed in), then $1 each. The like/dislike tap is always free.
  • Removing one of your own grades (signed in) is $1.
  • Payments go through Stripe. This site never sees or stores card numbers. All $1 payments are final (no refunds).

Anonymous opinions. Not investment advice. Not affiliated with X.

Anonymous opinions · Not investment advice · Not affiliated with X · How grades work